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New York-based affordable mortgage lending platform roaming New partnerships with national lending institutions spring equalizer The company announced Thursday that it will offer second-lien loans to Roam customers. The new service, called Roam Boost, will cater to people with a credit score of at least 640 and a down payment of at least 15%. For example, consider a home worth $400,000 and assume the mortgage amount is $280,000. Potential buyers would still need to come up with $120,000 to close the gap. If a buyer puts down 20%, or $80,000, they still need an additional $40,000 to close the deal.…

Screenshot: Agni MSNBC host Joy Reid can’t contain her excitement that several “DEI officials” are supporting the prosecution of former President Donald Trump. The DEI acronym stands for Diversity, Equity, and Inclusion. Critics of such policies argue that they are outright racist and exploit skin color or other demographics in the recruitment process. In other words, affirmative action. The Supreme Court recently ended its ruling on college admissions. Reid said during a segment with host Lawrence O’Donnell that it was “very poetic” for black lawyers to go after Trump. “But to me, there’s something wonderfully poetic about the fact that…

Morning exercise has many benefits, but for people with eczema, hitting the gym and then heading to work can present a complex set of challenges. Heat and sweating may trigger attacks. Eating breakfast to refuel after a workout may do more harm than good. Deadline pressure and other workplace stressors may also be triggers after a strenuous exercise session that is taxing on the body.Bottom line: If you want to start your day at the gym, you need a smart strategy to prevent eczema. Matt Knight Enter Matt Knight, one of London’s most popular fitness experts. Inspired by a book…

For people who have suffered an injury or surgery, post-rehabilitation treatment is a critical stage in the recovery process. This specialized form of physical therapy bridges the gap between initial clinical treatment and return to daily activities, including sports and work. As healthcare professionals explore innovative ways to improve patient outcomes, there is an increasing focus on post-rehabilitation programs. For example, if you’re considering delving deeper into this field, Starting Your Own PT Practice can provide a comprehensive guide to creating a thriving, patient-centered business. Building a practice specifically focused on post-rehabilitation can meet growing demand and keep practitioners…

Consumer Financial Protection Bureau Director Rohit Chopra speaks during a Senate Banking, Housing and Urban Affairs Committee hearing on December 15, 2022 in Washington, DC.Shen Ting | Bloomberg | Getty ImagesThe U.S. banking industry has scored a major victory in blocking implementation of a Consumer Financial Protection Bureau rule that would significantly limit the fees credit card companies can charge for late payments.A federal court late Friday approved the industry’s last-minute legal effort to suspend enforcement of a rule announced in March that would take effect on Tuesday.In his order, Judge Mark Pittman of the Northern District of Texas sided…

April is full of Rival Training Camp Series The East Region event not only created a buzz, but also captured the attention of the leaderboard with its performance. In the 2025 and 2026 tiers, a handful of prospects should be able to progress easily before the next update for Rivals 250 and beyond.Rival Training Camp Series: Complete 2024 Coverage & Information | Mid-South Stock Gainers | Southeast Stock Gainers*****Class of 2024 Rankings: Opponent 250 | Team | Position | StatusClass of 2025 Rankings: Rivals 250 | Team | Position | StatusClass of 2026 Rankings: Opponent 250 | Position | StatusTransfer…

Even though Samsung and Google beat Apple to the punch in AI software, Apple is said to have been working to add AI features to its products. There are new rumors that the next version of its iPhone software, iOS 18, will add a feature that competitors already have: artificial intelligence voice transcription capabilities in the Voice Memos app.Sources tell AppleInsider that AI Transcription will provide running transcriptions of voice memos as well as summaries. It’s said to work similarly to the live voicemail feature the company launched in iOS 17 last fall. Recording added in iOS 18. This feature…

President Joe Biden was in Silicon Valley on Friday to raise millions of dollars for his re-election campaign as he criticized former President Trump and argued his campaign was undervalued.”The media doesn’t want to cover this, but the momentum is clearly in our favor, the polls are in our favor and not in Trump’s favor,” he said, noting that 1.6 million people donated to the campaign, almost all of less than $200 each. He said his campaign has opened 150 offices in battleground states, “while Trump has opened zero. And it’s not just because he’s on trial.”California donors fund both…

in the text Today, we no longer question that income taxes are a part of life, just as inevitable as death or any other type of tax. But before World War I, the United States levied an income tax only sporadically. Most of the government’s revenue comes from excise taxes and customs duties. So what would happen if we eliminated income taxes today? Will society descend into Mad Max-style anarchy? not at all. Different governments use different types of taxes to fund themselves. Nine state governments already do this: they impose no income tax and fund themselves through property, sales…

Liberal news outlets are awash with false stories about how U.S. District Judge Erin Cannon of the Southern District of Florida needlessly delayed former President Donald Trump’s trial for allegedly mishandling classified documents. But in fact, the Biden administration and its Attorney General Merrick Garland are themselves responsible for the current delays. Special counsel Jack Smith describes himself as a lower-level U.S. official, but in fact he holds no such position. Smith is a Justice Department employee and does not have the authority to bring charges. Lucia v. Securities and Exchange Commission585 US__ (2018) holds that only U.S. officials can…